How much of the U.S. is affected by flooding? It’s almost certainly more than you think. According to FEMA, 99% of counties have experienced a flood event in the past two decades.
If you’re not making Flood Insurance a part of every conversation with clients, you’re missing a key opportunity to build trust, close a gap in their coverage, and grow your business.
Whether they’re located in a low-risk or high-risk zone, our innovative Flood Insurance product is an ideal solution. Discover some key talking points for both scenarios below, as well as downloadable social posts you can use to start the conversation!
High-Risk Zones
Orion180’s Innovative Approach: Pricing based on your exact home, not your whole community.
Clients in high-risk flood areas are more primed to understand the need for Flood Insurance, but may be more cost conscious. Highlight Orion180’s innovative high-resolution model, which goes beyond flood zone and could offer significant savings over NFIP and other private carriers.
PrecisionLocation Rooftop-level geocoding pinpoints data specific to their home, not the flood zone it sits in.
Elevation Base Flood Elevation (BFE) is the height water is expected to reach during a major flood. An elevation above that and a higher first-floor mean lower risk.
Surrounding Topography Orion180’s model considers natural and man-made features, rewarding properties that are better protected.
Data AnalysisOrion180 uses advanced flood-depth data to identify properties with naturally lower risk, even those near the coast
Clients in low-risk zones may need more education to understand the importance of flood insurance. This is a great opportunity to better establish yourself as a trusted resource. Explain why they need coverage, and how Orion180’s solution can fit their exact needs.
Coverage Gap If their home is damaged by flood waters, they will not be covered unless they have a flood insurance policy.
Widespread Risk 99% of U.S. counties have experienced a flood event in the past 20 years.
Expensive Repairs Just one inch of standing water can cause up to $25,000 in damage.
Excellent Protection With precision pricing and flexible terms, Orion180 can help them fill the gap in their coverage with low annual premiums.
Orion180 offers a superior insurance experience, with more choice, better support, and smoother claims when needed.
More Protection Cover homes up to $1 million for building and $250,000 for contents, and offer loss of use coverage.
Faster Activation Coverage starts in just 10 days, compared to NFIP’s 30-day waiting period. This can even be waived for new home purchases for a smoother client experience.
Simplified Process No complex documentation like elevation certificates required.
Premium Experience We pay approved flood claims in an average of 18 days, and our support team offers compassionate care, with an average 4.8-star rating from 4,000+ Google reviews.